Terms & Conditions

1. Acceptance of Terms

By accessing our website, mobile app, or applying for any financial services, you agree to these Terms & Conditions and our Privacy Policy.

2. Eligibility

• Indian citizen above 18 years
• Valid KYC and income documents required
• Verifiable contact and address details
• Approval subject to internal verification

3. Services Offered

Credit Cards, Personal Loans, Business Loans, Home Loans, Auto Loans, Education Loans, Demat Accounts, Savings Accounts, Micro Loans and other financial facilitation services.

4. User Obligations

• Provide accurate and truthful information
• Use services legally and responsibly
• Repay loans on time as per agreement
• Avoid misuse of content, branding, or technology

5. Charges & Fees

Processing fees, interest rates, penalties, and other charges will be clearly disclosed in your agreement before acceptance.

6. Loan Approval & Disbursement

Loan approval depends on verification, eligibility, and creditworthiness. Disbursement timelines may vary depending on partner institutions.

7. Data Usage & Consent

Your information may be used for credit assessment, verification, and communication purposes and may be shared with authorized financial partners.

8. Limitation of Liability

We are not responsible for technical disruptions, third-party delays, rejected applications, or system outages beyond our control.

9. Intellectual Property

All branding, website content, application software, and technology are proprietary and protected by applicable laws. Unauthorized use is strictly prohibited.

10. Termination of Services

Services may be suspended or terminated in cases of fraud, misrepresentation, payment default, or violation of these terms.

11. Changes to Terms

These Terms & Conditions may be updated periodically. Continued use of the platform implies acceptance of updated terms.